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POST
Calculate state taxes and fees

Authorizations

AccessToken
string
header
required

JWT returned as AccessToken by the /authentication endpoint (the Cognito ID token carrying the email claim). It expires after 3600 seconds.

Headers

AccessToken
string
required

JWT returned by Cover Whale authentication as AccessToken (the Cognito ID token)

Body

application/json
state
string
required
Example:

"CA"

effective_date
string<date>
required
Example:

"2026-07-30"

quote_created_at
string<date-time>
required

RFC 3339 quote-creation cohort timestamp used by Cover Whale SLAS eligibility; accepts an explicit offset or Z and optional fractional seconds

Example:

"2026-07-30T12:00:00Z"

coverage_type
enum<string>
required
Available options:
AL,
APD,
MTC,
TGL,
NTL
Example:

"AL"

premium
string
required
Pattern: ^\d+(\.\d{1,2})?$
Example:

"1000.00"

policy_fee
string
required
Pattern: ^\d+(\.\d{1,2})?$
Example:

"100.00"

underwriting_fee
string
required
Pattern: ^\d+(\.\d{1,2})?$
Example:

"50.00"

Response

Applicable tax and fee calculations

data
object
meta
object